Insurance Advice // Taking good advice you are choosing insurance right what you need, so we present you expert’s advices
How to get Cashless Health Insurance Claim
One of the best features of any health insurance policy is the “Cashless service” offered by the insurance company. In a cashless claim arrangement, the insurance company directly pays to the hospital and the policyholder does not have to pay for the treatment or hospitalisation from his/her pocket. But there can be times when this blissful cashless service can become really painful and annoying. There have been many instances where the policyholder or his family members spend a lot of their time and energy in chasing the Insurer, following up with their Third-party administrator (TPA) and the Accounts department of the hospital.
Floods – Coping with floods and making an insurance claim
Some five million people in the UK are at risk of flooding and the personal and financial effects of a serious flood can be devastating.
Here we provide a comprehensive guide to dealing with the flood water and getting things back to normal.
If the worst happens and you are at imminent risk of flooding you should take the following action.
Listen out for warnings on radio and TV and check the Environment Agency flood information.
Move pets, vehicles, valuables and other items to safety.
Term life insurance: How to get the cheapest quote
Choosing the right way to buy life insurance can save you thousands of pounds. We explain how at the bottom of this guide, but first a few other issues…
What to buy
A range of insurance policies will pay some kind of benefit if your health suffers or you are unable to work. You can read about the different types here.
Life insurance is the cover that pays a specified sum if you die.
Guaranteed life income products sustaining variable annuity sales
Variable annuity (VA) sales rose 16% in the third quarter, totaling $40.2 billion, according to the LIMRAs third quarter 2011 U.S. Individual Annuities Sales survey.
The survey, representing data from 94% of the market, showed that VA sales have grown for six consecutive quarters, with every quarter in 2011 showing double-digit increases over the same period in the prior year.
“While third quarter VA sales were 2% lower than second quarter results, VAs performed significantly better than the market, which was down 15%,” said Joseph Montminy, assistant vice president for LIMRA’s annuity research. “The eq
Legal expenses cover is a sound way to make sure you avoid bills
Worried that you may be unfairly dismissed, paid inadequate redundancy, or mistreated in some other way by your employer?
Legal expenses cover, which pays solicitors bills in the event of a dispute which could include a boundary disagreement with a neighbour, a medical negligence or an injury claim can be added to most buildings or home contents policies for an extra charge, typically about 25 a year.
About half of policyholders buy it. Many view it as an expensive add-on at a time when premiums on essential insurances are rocketing.
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