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Temptation is all in the mind
Don’t use your mobile phone while driving, don’t even think about it. No, CoverGirl hasn’t suddenly come over all school-mistressy, we’re just hazarding a guess at what the tagline for the next road safety campaign might be.
This comes after the release of a study detailing the effects of mobile phones on car crashes. Before Read full article…
Watch out – the cold is about
Just when we thought we’d escaped with a relatively mild winter, the cold has returned with a vengeance.
The Road Safety Authority (RSA) has urged motorists to take extra care on the roads over the next few days in order to avoid accidents, as weather conditions are set to be difficult.
Their warning comes as the country faces freezing temperatures and forecasts of rain, sleet and snow which will lead to icy surfaces.
In addition to this, the RSA says that strong easterly winds could be a danger to road users and freezing fog could drastically reduce visibility.
Noel Brett, Chief Executive of the RSA, has urged drivers to remain vigilant throughout the current cold period: This may catch people off guard, as we have had a very mild winter. I
Life Insurance For Us Old Folks!
I turned 59 the other day and boy am I glad I already have my life insurance in force. Ive heard that life insurance over 60 really takes a huge jump. But wait, I heard the same thing about over 50 life insurance and that wasnt exactly true.
The absolute truth about that urban legend is that there is no magic age, one particular birthday, where life insurance rates take a leap of the unrecoverable edge. Now I can tell you that there is some sticker shock when you buy a 10 year term when youre 54 and then want a new one when youre 64. Even if your health is still good, age is not your friend.
The risks of the companies insuring mortgage contracts
The damages made by the financial recession seem to disappear, and people are looking encouraged to the future. However, this does not mean that any unemployed person will qualify for a mortgage, as if it was the case before. On the contrary, the banks will carefully analyze any mortgage request, and in some cases, the bank might require the client to sign an insurance for protection against unemployment in order to approve the mortgage contract.
The number of mortgage insurance contracts signed increased a little in the latest period because of this behavior of clients. Read full article…
How Health Savings Accounts Boost Health Care And Tax Savings
Health Savings Account plan holders have until April 17, 2012 to make a full contribution to their Health Savings Accounts. Since contributions are tax deductible, this will significantly reduce yuor taxes by thousands of dollars.
The maximum 2011 Health Savings Account (HSA) contribution is $3,050 for individuals and $6,150 for families. An additional $1,000 catch-up contribution can be made for individuals who are 55 or older. In 2012, tax-deductible HSA contributions have been raised by the IRS to $3,100 for individuals and $6,250 for families.
There are two basic components of an HSA.
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