Oh-oh. You just had a car accident that damaged your vehicle. You have collision coverage that will pay to fully repair the damage or replace your ride if its totaled, minus the deductible. You filed a claim. Now
here’s what you can expect to happen, along with some tips to make sure you get the best vehicle damage repair settlement possible.
A claims adjuster from your insurance company will contact you. During that first contact, be sure to get his name, all his phone numbers and your unique claim number. It doesn’t hurt to also get his supervisor’s name and phone number in case you have a communication problem down the road.
The adjuster will look at your vehicle. He may write an estimate on the spot or he may send you out for estimates. Most insurance companies have preferred repair shops that they believe can be trusted to do
good work at a reasonable price. In mo
We just want the best. By the time we know what the best thing; the next thing is try to know how. When it comes to homeowners insurance, everyone wants to get better. For you to get the best homeowners insurance is very important to own your residence and choose the policy that is being committed carefully.
Financial Guides are there to give the provisions in the policy of insurance companies. When read carefully, you can decide if the plan and policy that give you what you need.
This is something that should always be considered. The housing plan is the safest thing that gives the most value for your money. As a customer, you should get what you are paying.
If you feel you are getting better performance at a price you are paying, then the insurance you could choose not to be working for you.
Car insurance companies process about 25 million repair and replacement claims every year. So they’ve got a pretty good grip on which repair shops can be trusted to do good work at a good price. Most insurers these days enter into contractual agreements that designate trusted shops as Direct Repair Providers (DRPs). The insurer recommends its DRPs to its policyholders when they file a claim; the DRPs agree to comply with the insurer’s requirements regarding how to write an estimate, report a claim, which parts to use, what and what not to charge for and other specifications.
The DRP system is a mutually beneficial arrangement: the repair shop gets a steady stream of business and the insurer is protected from fraud and rising auto repair costs. But what do you, the policyholder, get out of the deal? Is it in your best interest to use the DRP your insurer recommends?
Your insurer has every right to suggest that use its preferred DRP. In m
Which Top-Selling 2013 Vehicle Gets the Best Insurance Rates? EINSURANCE Has the Answer!
Auto Insurance Quotes for Top Selling Cars from the First Three Months of 2013
Summer is coming, and thousands of people are thinking of buying a new car this year. And why not? The American auto industry is making a big comeback, offering well-made vehicles that the public wants to buy again.
This year, 10 models by five different car companies dominated the best-selling lists, led all three months by two pick-up trucks, the Ford F-Series and the Chevy Silverado. The top-selling sedan was the Toyota Camry, and other popular passenger cars included the Honda Accord, Nissan Altima, and Ford Fusion.
The only SUV on the list was the Ford Escape, but this model includes all of the features that have made SUVs popular for nearly 20 years, without the notoriously poor gas mileage and large size.
As the price of gasoline continues to inch upward (a national average of $3.10 per gallon as of February 2, 2011), maybe you’re thinking about buying one of the 30 different hybrid cars currently on the market. You’re not alone. After a bit of a drop off in sales in 2010, HybridCars.com’s Market Dashboard reported a significant uptick last month when U.S. dealers moved 19,463 hybrids off their lots, an increase of 12.1% over January 2010. Although hybrids are pricier than cars with traditional internal combustion engines, fans are attracted to the lower operating cost. But does that extend to car insurance for hybrids? Since insurance is a big part of the lifetime ownership costs of any vehicle, here are some things to consider before you buy a hybrid or, if you’ve already purchased one, things to know when shopping for hybrid car insurance quotes.
Some insurance carriers do offer insurance discounts for hybrid cars, often as much as 10%. This may b
Good for you! You applied for competitive health insurance quotes and car insurance quotes at . You secured a health insurance policy and auto insurance policy that fit your needs and budget. You patted yourself on the back and breathed a sigh of relief. You’re covered.
Then five months later, you have an accident and you’re seriously injured. You need to review your policies but you can’t remember where you put them and you spend hours digging through drawers, file folders, shoe boxes and closet shelves. Or worse, you’re incapacitated and your spouse, partner or family member has no clue where you’ve put your insurance policies and other vital documents.
The solution to this scenario couldn’t be simpler or more affordable. My Vault® is a digital asset management service that provides private online storage for files, documents and other important information in a secure environment. You can access your My Vault account from anywhere, even your hospital bed. With My Vault yo
The early numbers on Cyber Monday 2011 are in. According to Coremetrics, sales for this year’s Cyber Monday beat last 2010’s by 13.7% and topped this year’s Black Friday by 24.1%. The average dollar amount per online order was up, too, from $130.24 in 2008 to $180.03 this year. Now that you’ve “saved” all that money by spending more (hmmmm?), let’s look at some ways to save more on something you actually need: car insurance. Not as exciting as a new mega-flat screen or an iPhone 4S, but one of life’s
necessities, none the less. And a 2011 J.D. Powers report says you can save from 10 to 15% by buying car insurance online. Here are some tips to help you be a savvier online car insurance shopper
Use a aggregate site like Einsurance to get the maximum number of competitive quotes. It doesn’t take
The Bureau of Labor Statistics reports that resignations rose steadily in 2011, with nearly 2 million American workers giving notice last September – the highest number since November 2008. Since we doubt that all those folks won the lottery, it’s probably a safe bet that many decided to start their own home-based businesses. In fact, people who track these things predict the home office market will add nearly 2 million new home-based businesses by 2015. If you’re planning to be your own boss, one of things you need to
understand is the impact of using your personal vehicle for business-related purposes. So, here are the auto insurance basics for home-based business owners.
One of the biggest mistakes home-based business owners make is assuming their personal car insurance will cover the use of their vehicle for business. That