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Is It Really Possible to Go Without Home Insurance?
In 2005, the United States, especially the Florida coast and New Orleans, were hit with seven hurricanes that made landfall. At the same time, America’s home insurance companies were hit by an estimated $60 billion bill.
The 2005 season was the busiest on record, with 27 named storms and 11 federal disaster declarations. The year’s three most devastating hurricanes, Katrina, Rita and Wilma, together accounted for over $45 billion of the total losses. As Read full article…
Avoiding Insurance Fraud After a Natural Disaster
After a natural disaster, it is not uncommon for scam artists to come out of the woodwork. They know home insurance companies are likely to pay out for costs associated with necessary repairs caused by excessive damage to homes–and you will be looking to pay as little as possible of your own money to get the work done.
No one wants to be taken advantage of, but we all know that it is possible if we aren’t well informed of the scams and issues that may arise after a major event such as a natural disaster has occurred. To
Home sharers’ policy ideal for students
A student house is a dream come true for burglars. With multiple occupants (many of whom will in all likelihood have at least some of the student must-haves such as TVs, laptops, mobile phones, MP3 players and many other gadgets besides), the burglar can make a clean sweep in next to no time.
Sadly, when students get together to share a house, insurance is not always uppermost in their minds. They are far more likely to spend time devising a washing up or cleaning rota than spend time surfing the net looking for a suitable policy.
Pros and Cons of Umbrella Insurance: Why I Just Bought Some
I have to be honest with you. I am scared to death of being sued. We live in such a litigious society now. It is estimated that over 15 million lawsuits are filed in the United States every year, and over $250 billion is awarded each year in lawsuits. The statistics are completely staggering.
In Arizona, civil lawsuits cost only $80 to file. Many lawsuits go to trial and take several months to complete because they will often include discovery motions, mediation hearings, garnishment hearings, findings, judgments and results that are often appealed or contested. Read full article…
Do You Know What Isn’t Covered by Your Home Insurance?
The idea of having home insurance coverage is an exciting one, isn’t it? For a fee every month, you know that if anything goes wrong with your home, you will be covered. Well, almost anything.
The truth is some things are not covered by your homeowners insurance, though many homeowners don’t know what those things are. If
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