July 2011 ISSN # 0892-0540 Vol. XXXXV, No. 7 Table of Contents Editorial / Opinion Special Report: UNISONBrokers Independence Day 2011 The Spitzer Fiasco Refuses to Die A Look at Indemnity Clauses Synopsis · Companies NewsBriefs · People Agent / Broker / Consultant Review · Broker Scoreboard · ABC News · ABC People Country Guides Update Global Briefs Market briefs and updates by country Africa South Africa Southern Africa Needs a Regional Insurance Market Americas Latin America General Reaping Rewards in Latin America The United States Business Auto Coverage 101: The Basics Cal Supreme Court rules in key workplace case over employee vehicular accidents Europe Czech Republic How Luxembourg Saved Us from Discrimination Europe General Call to Separate Bank and Insurance Systemic Risk Identification Poland Liberty Direct Aims at Broker Distribution Romania Interview: Insurance Supervisory Commission Far East India IRDA to Set Up an ‘Assigned Risk Pool’ to Offset Motor Losses Non-Life Biz Grew 20% in April IRDA Releases M&A Guidelines for General Insurers Special Report UNISONBrokers Independence Day 2011 The Back Page Clips from the Internet Demon Pairs of Words and Phrases Latin Words of help to insurance professionals Paraprosdokian sentences ISN Website Listings