Are you fond of alternative healing methods such as acupuncture to relieve stress and pain, or to promote health? The National Institutes of Health recently recognized the benefits of what has been referred to an “alternative” health care. However, your regular health insurance plans might not cover these treatments.
If you have a Health Savings Account (HSA), you can use your HSA dollars to pay for alternative medical treatments and you can take tax deductions for these expenses. HSA Plans combine high-deductible health insurance policies with tax-advantaged savings accounts.
The new high-deductible health plans that work with Health Savings Accounts cover regular preventive services before you’ve met the deductible. For example, flu shots, a yearly checkup, and identifying certain cancers, diabetes, high blood pressure are all covered. These plans still cost less than full-coverage policies known as co-pay plans.
Health Savings Accounts will change how we think of health insurance. If you want to learn more about what HSA Plans offer now, our site contains news and educational resources to help.
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