In 2013 local authorities will take control of council tax benefit and it is possible that others will follow Westminster’s example. Westminster is also thinking about reducing council tax benefit for people who do not make an effort to obtain employment.
A Health Savings Account Plan Can Help With Unemployment
With the cost of health insurance rising much faster than income, many people are not receiving adequate medical care. The number of people who do not have health insurance grows as layoffs continue. One big benefit of having a Health Savings Account (HSA) is that you own it completely. If you leave your job, all of the funds are yours to keep and you can use that money to pay for health care when you’re between jobs.
When you contribute to a HSA, you can take a tax deduction to keep your federal, and almost always state, income taxes low.
Floods – Coping with floods and making an insurance claim
Some five million people in the UK are at risk of flooding and the personal and financial effects of a serious flood can be devastating.

Here we provide a comprehensive guide to dealing with the flood water and getting things back to normal.
If the worst happens and you are at imminent risk of flooding you should take the following action.
Listen out for warnings on radio and TV and check the Environment Agency flood information.
Move pets, vehicles, valuables and other items to safety.
Need To Convert And Can’t Find Your Agent?
I would be the first to insinuate that the agent that sold that term policy to you has a better chance of being in another profession now than not. Good reality check. When was the last time they called you just to let you know they are there if you need them?
Far too many agents, and frankly their clients, dont see the need for annual reviews and client service. Especially an agent who has sold a term life insurance policy. They made all of the commission they will make on that term policy in the first year it was in force. Then the agent goes MIA.
The 2011 Hurricane Season in Under Five Minutes #riskymonday
The 2011 hurricane season may be over, but that doesnt mean the damage from big storms has been repaired. Take a look at the entire season summed up in this outstanding video. Youll see every hurricane clearly labeled as the entire season plays out in under five minutes.
Check out the video and share your thoughts by commenting below or on Twitter using the hashtag #riskymonday.
#riskymonday, brought to you by Bankers Insurance Group, covers one important video highlighting the risks we face each week.