What Do Top Car Insurance Companies Think of Increased Car-Sharing?

Car-sharing has increased dramatically in the past year, especially in Denver where it has doubled, according to The Denver Post.  Bruce Finley’s article “More Denver residents embrace car-sharing” says that the nationwide increase was about 16%.  For a monthly or even just an hourly fee, one of 27 car-sharing companies around the U.S. covers Read full article…

International student health insurance for MBA students

With the Financial Times rankings of global MBA courses becoming popular among Indian students, more and more Indian students are looking at pursuing their MBA courses abroad and particularly in the US.

MBA courses although traditionally lasted for a period of two-years including coursework and project work, most top business schools currently offer one-year MBA programs that offer the same curriculum, but for half the duration. This effectively means rigorous work and double the workload throughout the one year of the course duration.

It’s only fair that parents of MBA students ensure that their children are able to concentrate on their studies without much tension about financial woes. T

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Insurers Fight Over Dropped State Farm Flood Insurance Policies

Insurance companies hoping to gain access to over 800,000 free-agent flood insurance policies are fighting on Capitol Hill this week.

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The Problem of Air Rage

Air rage is an all-too-common experience on some flights today. The stress of a long flight, exhaustion and irritation can make some people violent towards cabin crew and other passengers. Why does air rage happen?

Air rage is psychological or physical violence towards flight attendants or other passengers on the flight. Air rage can be brought on by many factors. The passenger in question may have been frustrated by delays and missed connecting flights, or exhausted due to lack of sleep. Sometimes the behavior of other passengers can push an angry person over the edge.

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Car Insurance Most Affordable in MA for 2nd Year

Massachusetts residents can rest easy knowing they have the most affordable car insurance in the United States for the second year in a row.  Unfortunately for Louisiana residents, they have the least affordable car insurance for the second year in a row.  InsWeb’s 2011 Car Insurance Affordability Index ranked the 50 states from most to least affordable.  It’s a study performed yearly by InsWeb and the results have been detailed in a company press release.

The states are ranked on an affordability factor.  It is not simply how expensive car insurance rates are that is taken into effect for the rankings.  They also look at the median income of residents in the state.  The median car insurance rate is divided by the median household income to determine each state’s affordability factor.  Many studies compare the car insurance rates and rank the most expensive to the least, but InsWeb’s study helps us understand how much of our budget is going towards car insurance.  Finding cheap car insurance relative to your income is easiest in Massachusetts and most difficult in Louisiana.

After Massachusetts, the remaining top ten states for most affordable car insurance in order are Hawaii, Minnesota, North Carolina, Utah, Wisconsin, Iowa, Idaho, Ohio, and Vermont.  Companies like Allmerica car insurance offer rates that are low in comparison to median salaries in these areas for many different reasons.  The ten states with the worst affordability factors following Louisiana in the 51st spot are Washington D.C., West Virginia, Oklahoma, Mississippi, Kentucky, Rhode Island, Arizona, New York, and Florida.