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November 26, 2011

Health Savings Accounts Work For Acupuncture

Author: Ashley Hall - Categories: Insurance Auto - Tags: Health, Health Savings -

Are you fond of alternative healing methods such as acupuncture to relieve stress and pain, or to promote health? The National Institutes of Health recently recognized the benefits of what has been referred to an “alternative” health care. However, your regular health insurance plans might not cover these treatments.

If you have a Health Savings Account (HSA), you can use your HSA dollars to pay for alternative medical treatments and you can take tax deductions for these expenses. HSA Plans combine high-deductible health insurance policies with tax-advantaged savings accounts.

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November 19, 2011

Guaranteed life income products sustaining variable annuity sales

Author: Andrea Walker - Categories: Insurance Advice - Tags: Sales, Variable Annuity -

Variable annuity (VA) sales rose 16% in the third quarter, totaling $40.2 billion, according to the LIMRAs third quarter 2011 U.S. Individual Annuities Sales survey.

The survey, representing data from 94% of the market, showed that VA sales have grown for six consecutive quarters, with every quarter in 2011 showing double-digit increases over the same period in the prior year.

“While third quarter VA sales were 2% lower than second quarter results, VAs performed significantly better than the market, which was down 15%,” said Joseph Montminy, assistant vice president for LIMRA’s annuity research. “The eq

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November 13, 2011

Revisiting Skin Cancer Life Insurance Underwriting!

Author: Ashley Hall - Categories: Insurance Auto - Tags: Cancer, Skin Cancer -

Talk about a health issue thats been around the block several times and every time something new pops up. Skin cancer is it!

Weve seen great strides in underwriting melanoma with a recent approval at standard plus rates just four months out from treatment. Obviously a best case scenario! It was a stage 0, very shallow. Fortunately for this person they had gone to a dermatologist several months prior and had a mole removed that showed melanocytic nevus, benign, but enough to launch regular checkups.

But even with the low stage and grade for a company to consider underwriting Melanoma less than a year out from treatment at standard plus rates was, well, one I didnt really see coming.

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November 8, 2011

Winterizing Your Home #riskymonday

Author: James Jones - Categories: Insurance Glossary - Tags: Home, Winterizing Home -

As much of the nation prepares for a cold winter were thinking about ways to get homes ready to face the chill. This weeks video serves as a reminder to check your home for old heating equipment and clogged filters.

Check out the video and share your thoughts by commenting below or on Twitter using the hashtag #riskymonday.

#riskymonday, brought to you by Bankers Insurance Group, covers one important video highlighting the risks we face each week.

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November 7, 2011

Upside and Downside of Green Smoke E-Juice Refilling

Author: Ashley Hall - Categories: Insurance Auto - Tags: Green Smoke, Smoke -

When you chosen to buy Green Smoke solution, you in fact made a decision to go for a known quality manufacturer with established status. Now, some people have certainly seen, on various boards, those unwieldy efforts to modify and get this or that supposed edge from your electronic cigarette. Now, I have Green Smoke e cigarette and I am happy with it, as it is. It boggles my mind, why should any individual want to fiddle with it and get his foot stuck in a wrong door, for the sake of some minimal edge, whether perceived or real.

Mess, fuss, downtime and embarrassment.

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